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Fraud Protection
Fraud
and Risk Management (FRISK™)
The proprietary FRISK™ risk management system enabled when utilizing
our processing company provides a sophisticated suite of fraud detection
and prevention. Each transaction submitted is filtered through a comprehensive
series of fraud detection rules to determine potential risk.
We can implement the following FRISK™ features for your site:
· Negative Account Blocking - reject transactions from known
fraudulent account numbers.
· Cramming Protection - Prevent the use of credit card or ACH
number generating schemes by limiting the number of transactions allowed
from a given IP address.
· Domain Blocking - Filter transactions by the Internet domain
associated with the customer's email. address.
· Prevent Duplicate Transactions - Track recent transactions
to ensure the same transaction is not authorized more than once. This
eliminates problems due to "double clicking" the transaction submit
button as well as duplicate submittal of batch transactions.
· IP Activity Limit - Limit the number of accepted transactions
from a given IP address.
· Large Transaction Notification - This feature examines the
transaction amount after the transaction has been accepted. When the
amount exceeds an amount specified by the merchant an e-mail is sent
notifying the merchant that the amount has exceeded the threshold.
The merchant can then review the transaction, refuse the sale before
any products are shipped, and credit back the consumer at a later
time.
· Address Verification (AVS) - AVS matches the known address
information associated with the given credit card number against the
billing address information provided by the user.
· CVV2 - CVV2, or Card Verification Value 2, is a number that
is printed, not imprinted, on Visa and Mastercard. This number is
never transferred during card swipes and should only be known by the
cardholder, the person holding the card in their hand.
· Reject Free Email Address - checks the e-mail address of
the consumer against a database of free e-mail providers. Transactions
in which the email domain of the consumer is in this database are
declined.
· Country Blocking - enables a filter on the consumer's country
as obtained by the billing and/or shipping addresses. Transactions
with countries matching a country in the Merchant's negative country
database are declined.
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